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FHA/VA
Loans.
With strong rates and flexible terms, conventional loans make home financing simpler and more accessible.
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FHA standard
Minimum down payment 3.5%
Credit score 580+
Max loan $541, 827
(Single home in low-cost areas)
Or $1,249,125
(Single home in high-cost areas)
Or $1,873,675
(Single home in special high-cost areas)
Purchase or rate & term refinance
Verification of income to meet minimum debt to income requirements and/or automated underwriting approval
FHA 203K & 203K streamline
Minimum down payment 3.5%
Credit score 680+
Max loan $541, 827
(Single home in low-cost areas)
Or $1,249,125
(Single home in high-cost areas)
Or $1,873,675
(Single home in special high-cost areas)
Purchase or refinance
Verification of income to meet minimum debt to income requirements and/or automated underwriting approval
Streamlinemax renovation costs $35K
FHA streamline refinance
Minimum down payment N/A
Credit score N/A
Max loan $541, 827
(Single home in low-cost areas)
Or $1,249,125
(Single home in high-cost areas)
Or $1,873,675
(Single home in special high-cost areas)
No qualification, must meet minimum payment or rate reduction requirements
VA standard
Minimum down payment 0%
Credit score 580+
Max loan $541, 827
(Single home in low-cost areas)
Or $1,249,125
(Single home in high-cost areas)
Or $1,873,675
(Single home in special high-cost areas)
Purchase or rate & term refinance
Verification of income to meet minimum debt to income requirements and/or automated underwriting approval
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info@pmgllc.com
(888) 401 4469
