FHA/VA Loans.

With strong rates and flexible terms, conventional loans make home financing simpler and more accessible.

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FHA standard

Minimum down payment 3.5%
Credit score 580+
Max loan $541, 827
(Single home in low-cost areas)
Or $1,249,125
(Single home in high-cost areas)
Or $1,873,675
(Single home in special high-cost areas)
Purchase or rate & term refinance
Verification of income to meet minimum debt to income requirements and/or automated underwriting approval

FHA 203K & 203K streamline

Minimum down payment 3.5%
Credit score 680+
Max loan $541, 827
(Single home in low-cost areas)
Or $1,249,125
(Single home in high-cost areas)
Or $1,873,675
(Single home in special high-cost areas)
Purchase or refinance
Verification of income to meet minimum debt to income requirements and/or automated underwriting approval
Streamlinemax renovation costs $35K

FHA streamline refinance

Minimum down payment N/A
Credit score N/A
Max loan $541, 827
(Single home in low-cost areas)
Or $1,249,125
(Single home in high-cost areas)
Or $1,873,675
(Single home in special high-cost areas)
No qualification, must meet minimum payment or rate reduction requirements

VA standard

Minimum down payment 0%
Credit score 580+
Max loan $541, 827
(Single home in low-cost areas)
Or $1,249,125
(Single home in high-cost areas)
Or $1,873,675
(Single home in special high-cost areas)
Purchase or rate & term refinance
Verification of income to meet minimum debt to income requirements and/or automated underwriting approval

Explore more loan products

See FHA Streamline Refinance

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Build more with a
better rate

Build your future with an
expert by your side

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wholesale business

Build more with your wholesale business.

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6111 S. Buffalo Drive, Suite 240,
Las Vegas, NV 89113
Monday through Friday,
7am - 5pm (PST)
(877) 845-4805
info@simplypmg.com